Risk Disclosure

This Risk Disclosure Statement outlines the potential risks associated with using JumaBiz platform and services. By using our platform, you acknowledge and understand these risks. We encourage you to read this document carefully before using our services. The information provided in this disclosure is not exhaustive and does not cover all possible risks that may arise from using our platform.

Our platform relies on internet connectivity, third-party hosting services, and software systems. Service interruptions, data transmission delays, system failures, or security breaches may occur. While we implement security measures including encryption and regular backups, we cannot guarantee uninterrupted service or complete data security. Users should maintain their own backups of important invoice data.

Payment processing involves certain risks: • Payment processing failures or delays may occur • Currency fluctuations may affect international payments • Fraudulent transactions may be attempted • Third-party payment processors may experience outages We partner with reputable payment providers but are not responsible for their availability or performance.

Despite our security measures, unauthorized access to your data may occur. You are responsible for: • Maintaining the confidentiality of your account credentials • Using strong, unique passwords • Enabling two-factor authentication when available • Reporting suspicious activity immediately Loss of data due to technical failures, human error, or other circumstances may occur, though we maintain backup systems.

Using our platform for business invoicing involves certain business risks: • Changes in our pricing or service offerings may affect your business • Feature modifications may require adjustments to your workflows • We may discontinue certain features or services with appropriate notice • Economic factors may impact our ability to provide services We recommend maintaining alternative invoicing methods for critical business operations.

By using JumaBiz platform, you acknowledge that you understand and accept the risks described in this disclosure. You agree that JumaBiz shall not be liable for any losses or damages arising from these risks except as required by applicable law. If you do not accept these risks, you should not use our platform. For questions about this risk disclosure, please contact us at legal@jumabiz.com.